iPhone 11 Insurance - CoverCloud Insurance (2024)

iPhone 11 Insurance - CoverCloud Insurance (1)Insure your iPhone 11 today!

The iPhone 11 is the successor to the iPhone XR and will still continue to feature an LCD screen panel within its 5.8-inch frame. However the camera has beenupgraded from a single rear lens to a dual-camera system.The iPhone 11 ismade even better by the £50price drop it has received compared to last year’s iPhone XR.

To give you greater peace of mind, CoverCloud also includes cover for unauthorised calls as thefts can result in massive bills for the unwary. We also provide overseas cover as standard.

With CoverCloud you can make sure your contract, pre-paid or sim-free iPhone 11 is always protected.

Why insure with CoverCloud:

  • Instant cover for all your gadgets
  • New and refurbished gadgets covered
  • Up to 3 year age limit on gadgets
  • No Limit on Claims while you're insured with us
  • Worldwide Cover included
  • 24/7 Online Claims - simple and easy process

Important Information:

  • Policy Wording
  • Insurance Product Information Document

What our customers say...

Great experience, helpful staff and easy to use. Would recommend to anyone

Joe

All the cover you need:

Accidental Damage / Malicious Damage[return to top]

We will pay the cost of repairs if your iPhone 11 is damaged as the result of an accident or malicious damage. If your iPhone 11 is not repairable then we will provide you with a replacement iPhone 11.

Liquid Damage[return to top]

We will pay the cost of repairs if your iPhone 11 is damaged by liquid as the result of an accident. If your iPhone 11 is not repairable then we will provide you with a replacement iPhone 11.

Breakdown[return to top]

We will pay repair costs if your iPhone 11 suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your iPhone 11 is not repairable then we will provide you with a replacement iPhone 11.

Theft[return to top]

If you have chosen the Premier or Elite cover level and your iPhone 11 is stolen we will provide you with a replacement iPhone 11. Where only part or parts of your iPhone 11 have been stolen, we will only replace that part or parts.

Loss[return to top]

If you have chosen the Elite cover level and you accidentally lose your iPhone 11 we will replace it.

Unauthorised Calls[return to top]

If your iPhone 11 is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £10,000.

Cracked Screens[return to top]

We will pay the cost of repairs if the screen of your iPhone 11 is damaged as the result of an accident. If your iPhone 11 is not repairable then we will provide you with a replacement iPhone 11.

Worldwide Cover[return to top]

Our gadget insurance policy provides year-round overseas cover included.

iPhone 11 Insurance - CoverCloud Insurance (2)Cover multiple gadgets for less with our Multi-Gadget discount

If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount when insuring multiple gadgets.

Business iPhone Insurance

If you need to cover multiple iPhones within your business then take a look at our Business Phone Insurance option.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

  • Gadgets cannot be more than 36 months old at the start date of the insurance when purchasing a new policy. There is no age limit when renewing your policy.
  • Gadgets must have been purchased new or refurbished as long as the gadget was sold with a minimum 12 month warranty.
  • Proof of usage (evidence from your network provider showing your phone has been in use since the policy was purchased and up to the event giving rise to the claim) may be requested if you make a claim.
  • An excess applies to each and every claim.
  • An additional £50 excess fee is due if you make a claim within the first 30 days of taking out a new policy. This additional excess fee only applies to new policies, not policy renewals.
  • ** Accidental loss cover only applies it you select the Elite cover option.

* Price quoted is for the Apple iPhone 11 64GB with the Premier level of cover and a £100 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.

iPhone 11 Insurance - CoverCloud Insurance (2024)

FAQs

What does iPhone 11 insurance cover? ›

Both AppleCare+ options provide repair or replacement hardware service for your iPhone. Depending on the plan you choose, you'll get unlimited incidents of accidental damage protection and up to two incidents of theft or loss coverage every 12 months. Each incident is subject to a service fee or deductible.

What does cell phone insurance not cover? ›

First, many insurance policies won't cover natural wear and tear that happens over time. Your cell phone insurance policy also isn't likely to cover you if you've made changes to your phone. For example, after-market modifications or DIY repairs may disqualify you from coverage, even if the damage is unrelated.

What do I say when claiming phone insurance? ›

The claims form will require you to provide details of the incident, including the date, time and location. You'll also need to provide a description of the damage or loss and the estimated cost of repair or replacement.

How much is phone insurance for iPhone 11? ›

Smartphone insurance prices in South Africa – Vodacom vs MTN
Smartphone insurance premiums
Huawei Y9 Prime 2019R72.47R83
Samsung A30sR79R83
iPhone 11 128GBR322.51R242
iPhone 11 Pro 256GBR458.48R242
1 more row
Jul 14, 2020

What does my iPhone insurance cover? ›

AppleCare+ is an insurance policy covering you during the policy period for repairs or replacement of your covered Apple device (Apple Watch, HomePod, iPad including Apple Pencil, iPhone, iPod or Headphones) in the event of accidental damage or battery depletion and it gives priority access to telephone technical ...

How much is iPhone insurance claim? ›

AppleCare+ for iPhone extends your coverage to 2 years from your AppleCare+ purchase date1 and adds unlimited incidents of accidental damage protection. Each incident is subject to a service fee of ₹2500 for screen or back glass damage, or ₹8900 for other accidental damage.

Is it worth buying Iphone insurance? ›

It's all about how much risk you're willing to assume. But the higher the price of the device, the more it might make sense to pay for a little peace of mind. If the thought of having to unexpectedly shell out nearly $600 to repair your phone is worrisome, the $79 to $269 AppleCare+ cost might well be worth it.

Is it worth it to get insurance on your phone? ›

For the majority of people, it is. Most plans can come in handy if your device breaks, gets lost, or is stolen. They can help you avoid paying the full price of a replacement and protect you from accidents related to liquid damage and cracked screens. Plus, they give you peace of mind.

What is the best insurance for iphones? ›

Best iPhone Insurance Provider Ratings
InsurerForbes Advisor RatingMax annual claims
CoverCloud Elite 1255.0Unlimited
Dynamo Gadget Gold5.0Unlimited
FreshCover5.0Unlimited
SwitchedOn Ultimate Cover 1505.0Unlimited
1 more row

What not to say in an insurance claim? ›

The insurance representative does not need to know every little detail of your life after the accident. Don't discuss information about your family, your job, past accidents, past injuries, and anything that is not strictly relevant to your accident injury claim. Also, don't answer questions that haven't come up.

How do you answer insurance claim questions? ›

Below are some best practices to consider:
  1. Contact a lawyer. ...
  2. Keep in mind that despite the friendliness of the person taking your statement, that person is not your friend. ...
  3. Ask specifically that your statement not be recorded. ...
  4. Give brief answers. ...
  5. Don't volunteer information. ...
  6. Answer only the question asked.

What counts as accidental damage for phone insurance? ›

Accidental damage is physical damage that happens out of the blue and is not done on purpose. There needs to be a one-off, single event that causes the damage. This could be: Dropping and breaking your phone at home.

How much is iPhone 11 per month contract? ›

Apple Iphone 11 64GB on a 36 Months on a Vodacom contract at R479. 00 per month.

How soon can you claim on phone insurance? ›

When can I claim for my phone insurance? As your cover starts immediately after you purchase the policy, you can claim anytime you need to.

Does my iPhone insurance cover cracked screen? ›

Screen repair (front) is eligible for coverage with a fee by using an incident of accidental damage from handling that comes with your AppleCare+ plan.

What warranty comes with iPhone 11? ›

Warranty. The Apple Limited Warranty covers your iPhone and the Apple-branded accessories that come in the box with your product against manufacturing issues for one year from the date when you bought them. Apple-branded accessories purchased separately are covered by the Apple Limited Warranty for Accessories.

How much can I get for an iPhone 11 in good condition? ›

iPhone Online Valuation Calculator
ModelLike NewGood
iPhone 11 Pro 64GB$271.00$217.00
iPhone 12 128GB$241.00$211.00
iPhone 11 256GB$238.00$201.00
iPhone XS Max 512GB$212.00$201.00
62 more rows

Is it worth buying iPhone insurance? ›

It's all about how much risk you're willing to assume. But the higher the price of the device, the more it might make sense to pay for a little peace of mind. If the thought of having to unexpectedly shell out nearly $600 to repair your phone is worrisome, the $79 to $269 AppleCare+ cost might well be worth it.

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